Easy Monthly Installments (EMI)
Pay for your purchases over time with our trusted bank partners.
Flexible payment options with partner banks
How EMI Works
What is EMI?
When you shop on our website, you can enjoy flexible payment plans—by splitting your purchase into monthly installments (EMI) using your bank’s credit or debit card.
Instead of paying the full amount upfront, you can convert your purchase into smaller monthly payments directly with your bank.
How It Works:
- Choose the products you want and pay at checkout using a card from one of our partner banks.
- After purchase, contact your bank’s customer service.
- Request to convert your transaction into an EMI plan.
- Your bank will confirm the EMI options available (tenure, interest rate).
- EMI installments will be added to your bank statement and you’ll pay the amount monthly as agreed.
Note: EMI plans, durations, interest rates and eligibility depend on the bank’s policies and your credit profile.
Bank Partners
People's Bank
People's Bank
Eligible Cards: All People’s Bank Credit Cards (excluding corporate cards).
Min / Max Transaction: LKR 25,000 – LKR 2,000,000 (within the cardholder’s credit card limit). Zero-Interest Installment Plans.
Conversion Deadline: Customers must convert the transaction within 30 calendar days from the date of performing the transaction.
Important Notes:
- Customers can only convert transactions within the permanent credit card limit.
- People’s Bank accepts no liability for the quality of goods or services purchased during the promotional period.
- If any dispute arises regarding these terms, the decision of the Bank shall be final.
- The Bank reserves the right to modify, extend, shorten or withdraw the promotion at any time without prior notice.
- The promotion is bound by the terms and conditions of People’s Bank and the service establishment.
- General credit card terms and conditions of the Bank will continue to apply.
- Customers cannot execute transactions in their own business premises.
- To settle an installment plan early, customers must pay the total outstanding installment amount together with the full handling fee.
- The promotion is valid until 31 December 2026.
Tenure Options and Handling Fee:
| Tenure | Handling Fee |
|---|---|
| 03, 06, 12 months | LKR 1,500 |
| 18, 24 months | LKR 3,000 |
| 30, 36 months | LKR 4,500 |
