Eligible Cards: All NDB Credit Cards (standard bank policies apply).

Min / Max Transaction: LKR 25,000 – LKR 2,000,000 (within the available credit card limit).

Conversion Deadline: Cardholders must convert the transaction into an Easy Payment Plan within 5 calendar days from the date of performing the transaction.

Important Notes:

• Customers may perform single or multiple purchases and request conversion to an Easy Payment Plan.
• The transaction must be within the cardholder’s approved credit limit at the time of purchase.
• The customer must notify the bank by providing the transaction date, merchant name, and transaction value when requesting conversion.
• If the transaction is made close to the billing cycle, the installment plan may start from the next billing cycle.
• The total credit card bill must be settled through the NDB credit card account to remain eligible for the offer.
• The offer cannot be exchanged for cash or combined with other promotional offers from merchants.
• If any dispute arises regarding these terms and conditions, the decision of National Development Bank and the respective merchant shall be final.
• NDB credit card terms and conditions continue to apply.

Tenure Options and Handling Fee:

Eligible Cards: All HNB Credit Cards (standard bank policies apply).

Min / Max Transaction: LKR 10,000 – LKR 1,000,000 (within the available credit card limit).

Conversion Deadline: Cardholders must convert the transaction into an Easy Payment Plan within 5 calendar days from the date of performing the transaction.

Important Notes:

• Customers may perform single or multiple purchases and request conversion to an Easy Payment Plan.
• The transaction must be within the cardholder’s approved credit limit at the time of purchase.
• The customer must notify the bank by providing the transaction date, merchant name, and transaction value when requesting conversion.
• If the transaction is made close to the billing cycle, the installment plan may start from the next billing cycle.
• The total credit card bill must be settled through the HNB credit card account to remain eligible for the offer.
• The offer cannot be exchanged for cash or combined with other promotional offers from merchants.
• If any dispute arises regarding these terms and conditions, the decision of Hatton National Bank PLC and the respective merchant shall be final.
• Standard HNB credit card terms and conditions continue to apply.

Tenure Options and Handling Fee:

Eligible Cards: All People’s Bank Credit Cards (excluding corporate cards).

Min / Max Transaction: LKR 25,000 – LKR 2,000,000 (within the cardholder’s credit card limit). Zero-Interest Installment Plans.

Conversion Deadline: Customers must convert the transaction within 30 calendar days from the date of performing the transaction.

Important Notes:

• Customers can only convert transactions within the permanent credit card limit.
• People’s Bank accepts no liability for the quality of goods or services purchased during the promotional period.
• If any dispute arises regarding these terms, the decision of the Bank shall be final.
• The Bank reserves the right to modify, extend, shorten or withdraw the promotion at any time without prior notice.
• The promotion is bound by the terms and conditions of People’s Bank and the service establishment.
• General credit card terms and conditions of the Bank will continue to apply.
• Customers cannot execute transactions in their own business premises.
• To settle an installment plan early, customers must pay the total outstanding installment amount together with the full handling fee.
• The promotion is valid until 31 December 2026.

Tenure Options and Handling Fee:

Eligible Cards: All Bank of Ceylon (BOC) credit cards (standard bank policies apply).

Min / Max Transaction: Minimum transaction value LKR 25,000 for Easy Settlement Plans and LKR 50,000 for Zero-Interest Installment Plans (subject to available credit limit).

Conversion Deadline: Customers must request installment conversion within one week from the transaction date.

Important Notes:

• Installment plans are subject to approval by Bank of Ceylon and must fall within the available credit card limit.
• Once an installment plan is created it cannot be changed or amended.
• Handling fees or commissions charged by the bank are non-refundable.
• Partial amounts of a transaction cannot be converted into installments.
• Transactions exceeding the credit limit or cash advance transactions are not eligible for installment conversion.
• Each installment application applies to a single transaction only.
• Standard BOC credit card terms and conditions continue to apply.

Tenure Options and Handling Fees (Zero-Interest Plan):

Eligible Cards: All Commercial Credit Cards (commercial bank policies apply).

Min / Max Transaction: LKR 25,000 – LKR 2,000,000 (within the available credit card limit).

Conversion Deadline: Cardholders must convert the transaction into an Easy Payment Plan within 5 calendar days from the date of performing the transaction.

Important Notes:

• Customers may perform single or multiple purchases and request conversion to an Easy Payment Plan.
• The transaction must be within the cardholder’s approved credit limit at the time of purchase.
• The customer must notify the bank by providing the transaction date, merchant name, and transaction value when requesting conversion.
• If the transaction is made close to the billing cycle, the installment plan may start from the next billing cycle.
• The total credit card bill must be settled through the NDB credit card account to remain eligible for the offer.
• The offer cannot be exchanged for cash or combined with other promotional offers from merchants.
• If any dispute arises regarding these terms and conditions, the decision of National Development Bank and the respective merchant shall be final.
• NDB credit card terms and conditions continue to apply.

Tenure Options and Handling Fee: